Word Of The Month…
Studies have shown that your income
and wealth is directly related to the size and depth of your
vocabulary. Here is this month’s word, so you can impress your
friends. You may even be able to fatten your wallet!
\ke prees’\ (noun)
an impulsive change of mind;
a sudden, unpredictable action, change, or series of actions
Jaime was always practical and
couldn’t stand her brother’s caprice when it came time for
Hope For The Future
God, grant me…
The senility to forget the people I
never liked anyway, the good fortune to run into the ones I do, and
the eyesight to tell the difference!
Rating Your Air
The American Lung Association has
just released their annual state of the air report and you may be
shocked about their findings. Over 142 million Americans are
inhaling unhealthy amounts of ozone or smog. The high pollution
levels are especially hazardous in and around large cities. For
more information findings, visit
From Jay Leno
“Worried about an IRS audit? Avoid what’s called a red flag.
That’s something the IRS always looks for. For example, say you
have some money left in your bank account after paying taxes.
That’s a red flag.”
Quote Of The
“Aim at perfection in everything,
though in most things it is unattainable. However, they who aim at
it, and persevere, will come much nearer to it than those whose
laziness and despondency make them give it up as unattainable.”
If you struggle with dry, brittle nails, try these simple tips that
will make them healthier.
Eat foods rich in iron, calcium, Vitamin B, and
potassium. Celery, yogurt, eggs, and seafood are especially good.
Eat at least six almonds each day. The biotin in them
will strengthen both your hair and nails.
Avoid harsh cleaning products, sun, chlorine, and
lotions containing alcohol. And, never use your nails as “tools.”
When giving yourself a manicure, use an emery board
and file in only one direction. Also, avoid rubbing off old
polish. Try soaking it off using a cotton ball instead.
Simple Toolbox Tip
Here is a simple tip that can help you keep your tools rust free for
years to come. Put several pieces of chalk into your toolbox. It
will absorb the moisture and keep the rust away.
Are You At Risk From
This Deadly New Epidemic?
Is it just a birthmark, or could it be something much more dangerous? If
you have lots of freckles, moles, or birthmarks, a family history of
melanoma, light-colored hair, and had more than three sunburns before age
20 then you are at higher risk for developing melanoma. Melanoma is the
official name for skin cancer, a malignant tumor. It is a very aggressive
type of cancer that starts on the upper layer of the skin. It can spread
deeper and become fatal if not removed. Melanoma is one of the top seven
most common cancers for both men and women. In fact, it is the #1 most
common cancer found in young adults.
Not every mole
or freckle is cancerous. Melanomas have some very specific
characteristics. Follow the “A to E” detection guide to see if you may
have a problem.
A – Asymmetry.
Early melanomas are often unsymmetrical. This means if you drew an
imaginary line down the middle, the two sides would not match in shape.
B – Border.
Melanoma borders are usually fuzzy or have notched edges. They are not
C – Color.
The melanoma spot will often have different shades of brown and black
within the same area.
D – Diameter.
If a mole grows to a size greater than ¼-inch diameter, then it may be a
E – Elevation.
If you notice even a slight increase in the thickness of a mole, freckle,
or birthmark, then you need to be concerned about the possibility of a
You should do a
self-exam using the above criteria at least once a month. During this
exam, look at your face, ears, lips, inside your mouth, and nostrils. You
even need to check that your eyes are not affected. Then proceed to your
abdomen, arms, hands, and back. The back is the most common site of
melanoma in men, so be sure to look carefully. Now, move to your legs,
ankles, and feet. The legs are the most common site for melanoma in
women. If you are concerned you may already have a melanoma, you should
see your dermatologist immediately.
By now, you
should be asking what you can do to prevent this type of cancer from
striking you or your family. Follow these four important tips:
Apply A Generous Layer Of Sunscreen Daily.
Be sure it has a high SPF level.
Wear Clothing That Blocks Out The Sun.
To test that your clothing is sufficient, hold it up to the light. If you
can clearly see through the weave of the fabric, then you need to choose
something denser for protection. Sun Solutions, Inc. at 1-800-895-0010 is
a company that makes clothing specifically for sun protection. You should
always include a hat and sunglasses to protect your face and eyes.
Don’t Intentionally Layout In The Sun Or Use A Tanning Device.
Minimize Your Sun Exposure.
This becomes especially important during the summer months between 10 a.m.
and 2 p.m., but is important at all times of the day and all seasons.
increasing at an epidemic rate. More than 53,000 new cases will be
diagnosed in the U.S. this year, and every hour an American dies from this
cancer. It can strike anyone regardless of general health or complexion.
This is serious! For more information, you can visit
Tips On Finding Resale Treasures
As the saying goes, “one man’s trash
is another man’s treasure.” Here’s advice for picking through the “trash”
and finding the true treasures at resales. Whether you enjoy going to
yard sales, thrift stores, auctions, or Internet trading sites, if you
keep your eyes open you may find something of great value. But you’ll
need to do some homework first.
There’s a lot of junk to sift
through before a treasure can be found – but that’s the fun part! Here’s
how to recognize a valuable item when you find it. First, examine the
item for identifying marks, signatures, brand name, quality, condition,
and possible age. This will help you figure out the period of the piece.
Next, look at the construction materials of the item and any other
characteristics that could tip you off to its worth. You’ll need to check
the value of the item using either the Internet or specialty books. The
a searchable database of art, antiques, and collectables. It may provide
you with some needed background information. You can also look in books
for information. Visit
for a full listing of the books the experts use on the PBS program
Many resale shoppers find great
items, but you need a good eye for quality and the time to shop.
The Secret To Success…
My “rich” uncle once told me, “if
you want to become successful, increase your failure rate.” Learning
from your failures is often the ingredient that leads to future success.
It’s important to remember the gap between failure and success is often
very small, and calling upon the lessons of the past is usually the
difference. Even if you just increase your ratio of successes to failures
slightly, you can massively change your life.
In order to experience true success
you need to continue challenging yourself. If you avoid new things, you
will never grow to new levels. Challenging yourself always opens the door
for possible failure, but it also gives you an opportunity for
When you do experience a failure,
don’t take all of the responsibility upon your own shoulders. Look at the
situation objectively and see how you can change to increase the
likelihood of future success.
Learning from your failures is the
only way of succeeding. So be adventurous. Try something new. And if
you fail, look for the lesson. Then move on without looking back and
tackle a new challenge with your new knowledge and positive attitude.
Q. We are preparing to build our own
home and are wondering about using alternative “natural” building
materials. Do you have any suggestions?
Using “natural” resources to build energy
efficient homes has become quite popular. Most building codes now
recongnize alternative building materials as equal to or better in quality
than traditional materials. These are also fully accepted by lending and
insurance companies. There are three popular alternative materials that
have been used successfully in recent years: straw bale, tires, and rammed
Straw bale homes offer exceptional
energy efficiency. They cost about the same as a conventional wood frame
house to build, but the thick walls will yield substantial energy savings
in the future. In fact, these homes use half as much energy as a wood
home. Building with dry straw bales will help prevent any rot or pest
infestation. Contrary to common belief, straw bale homes are not a fire
hazard. In fact, a plastered bale home is less combustable than a wood
Instead of allowing old tires to
fill up our landfills, some have chosen to build with them. Tires make a
sturdy building material because they don’t disintegrate. They are
layered and packed with dirt and/or cans to produce high isulation value.
The walls are usually stuccoed or mudded. About 1,500 tires are needed to
build a 2,700 square foot home. The 30-inch thick walls of a tire home
provide great isulation and low interior noise levels.
Rammed Earth homes are reminicent of the old adobe homes of
years past. They have an energy efficiency rating similar to brick homes
and the walls are as strong as concrete. To protect against water damage,
the home should be built on at least one layer of fired bricks or block.
Unfortunately, these asthetically beautiful homes are very labor intensive
to build – thus quite expensive.